Financial Planning Calculators
Technology permeates every part of modern life, but at its heart is the fact that computers are really quite good at math. Computers can crunch numbers in seconds that might stump us for hours. To prove it, look no further than online calculators. With a simple applet, you can perform calculations that would take much longer by hand. Of course, we rarely run to a calculator just to do some math for the fun of it. We’re often looking for the answer to a problem, and that’s where specialty calculators come in. When we go beyond adding and subtracting, we start to unlock the real potential of these mathematics tools. Whether you need to figure out an advanced math problem, convert between different units of measurement, get a grip on your financial situation, or figure out your retirement savings, there’s an online tool for you. You can find all manner of financial assistance tools online, and armed with these resources, anyone can get a sense of where they stand financially and how to improve their situation.
Basic Math Calculators
- Math Is Fun Calculator: Click this on-screen calculator’s buttons, or type a formula to compute your answer.
- Basic Calculator: You’ll find all of the functions you’d expect from a simple calculator in this tool.
Scientific, Visual, and Graphing Calculators
- Online Graphing Calculator: There’s no need to dig out your old graphing calculator from high school. This site brings graphing functions right to your Web browser.
- Mathway Graphing Calculator: This graphing calculator features more than a dozen functions and a visually appealing display. You can enter multiple problems, making graphing equations easy.
- Length Converter: Flipping between metric and imperial units can be bothersome, and repeated manual conversions can introduce errors. Use a converter tool (like this one for converting length) to keep your data accurate.
- Temperature Converter: It’s easy to get an approximate value when converting from Celsius to Fahrenheit (or vice versa), but an accurate temperature reading is tough to do in your head. Fortunately, tools like this one make it easy.
- Bandwidth Conversion: Every industry has its own jargon and its own need for specialized calculations. This tool makes calculating computer network bandwidth easy. It’s even handy for figuring out your home Internet speed or how long it will take to download a file.
- Currency Conversion: Traveling or doing business overseas? You’ll want to know the value of your local currency as it compares to those you’ll find abroad. This tool helps you convert between currencies using up-to-date exchange rates.
- Date Calculator: Adding or subtracting time on a calendar can be tricky. It’s more than simple math because not all months have the same number of days. This calculator makes it simple: Input your starting date and how many days, weeks, months, or years to add or subtract.
- Speed, Distance, and Time Calculator: This calculator works out the speed of a vehicle given the distance it has traveled over a set time. It can also do the inverse, finding the time or distance if you know the speed.
- Time, Speed, and Distance Calculator: This all-in-one program handles time, speed, and distance. As long as you know two of the three, this page will enable you to calculate the third.
- Mass to Weight Calculator: When calibrating instruments or performing physics simulations, it’s important to start with good data. This tool converts mass to weight, taking into account the effects of gravity and acceleration.
Financial Planning Calculators
Personal Loan Calculators
- Personal Loan Calculator: Want to know how much a personal loan will cost you every month? This is the tool for you. Input the principal, term, and interest to get the payment amount instantly.
- Simple Loan Calculator: This loan calculator helps you find your monthly payment amount. Its easy-to-use sliders are useful for what-if scenarios, so you can see the impact of varying the interest rate or length of the loan.
- Loan Calculator: This loan calculator looks simple but has a few tricks up its sleeve. It shows monthly payments and interest-only payments and also shows the total amount repaid over the life of the loan.
- Budget Calculator: We all need to start somewhere, and this basic budget tool is a great first step. Input your income and estimated expenses and you’ll instantly get a picture of your financial health.
- Income and Spending Analysis: When you’re ready to take your budgeting to the next level, this AARP calculator is a winner. It takes into account payroll taxes, spousal income, and a host of other variables.
- Monthly Budget Calculator: This monthly budget works well for an individual or a family. It includes all of the common expense types plus a few fields for those miscellaneous expenses that can be hard to categorize.
- Debt Calculator: Ever wondered how debt consolidation could impact your financial situation? Input a few data points into this tool and find out.
- Debt Consolidation Calculator: This calculator takes a bit more input, as you’ll want to include all of your debts and expenses. Once they’re entered, however, you’ll have a clear picture of how a consolidation loan could help you out.
- Amortization Loan Calculator: Knowing your monthly payment is a big help, but visually tracking the debt balance on a per-payment basis is even more powerful. That’s where this handy tool comes in.
College Financial Aid Calculators
- College Cost Calculator: Tuition can be expensive, but there are more college costs to consider. This comparison tool adds up other expenses, like room and board, books, supplies, and more. Then, it calculates how much you’ll need from grants, scholarships, and loans to cover the college experience. Fill in the data for several schools and you’ll have an easy way to compare costs.
- Loan Repayment Calculator: This loan calculator is customized for student loans, showing how much you’ll need to repay. All of the standard loan types are included, and their common interest rates are helpfully provided.
Car and Mortgage Calculators
- Auto Loan Calculator: This quick and easy tool shows you the monthly payment for an automotive loan. It’s great for determining the down payment and trade-in amount you’ll need to get to the desired payment.
- Online Loan Calculator: This advanced auto loan calculator shows the amortization of your loan as well as the total interest paid. There’s also a graph of your balance over time, which updates as you modify the loan terms.
- Payment Calculator: Go even more in depth with this auto loan payment tool. It can accommodate sales tax, variable payment frequencies, and auto rebates. It can even generate a complete amortization schedule, including depreciation.
Retirement Savings Calculator
- Retirement Income Calculator: This tool is easy to use but still gives you a quick overview of your retirement situation. You can edit the details to model multiple scenarios, such as saving more or retiring at a different age.
- Savings Calculator: Compound interest is the most powerful tool we have for building wealth. Find out how much your money could grow with this savings calculator.
- Compound Interest Calculator: This tool has the flexibility to explore multiple scenarios and to account for taxes and inflation. It can also generate a table showing how your money might grow over time.
Financial Planning Tools
- Understanding Checking Accounts: There’s no better way for young learners to get familiar with financial concepts than with hands-on roleplay. This lesson includes handouts, definitions, and interactive activities that help young people learn about checking accounts.
- Making Spending Decisions: One of the hardest financial lessons to learn is how to judge when to spend and when to save. This lesson helps younger children (pre-K through second grade) understand why finances are about choices.
- Inflation Is Real: Intended for grades 6-8, this lesson explains the concepts behind inflation, including what it is, why it matters, and how to calculate it.
- A Lifetime of Savings: Using real-world examples, this lesson guides students from grades 9-12 through the concept of compound interest.
- Teenagers and Saving: The earlier we start saving, the more time we have for compound interest to grow our wealth. Help teenagers understand saving with these tips.
- Money Management for College Students: From saving on supplies to reining in impulse buys, these tips can help any college student make the most of the money they have.
- Getting Fiscally Fit: This toolkit is intended for adults who want to get control of their finances. You might want to save up for a goal, or you might just want to know more about where you stand in your financial life.
- Mastering Your Finances: These tools from NerdWallet can help anyone take stock of their finances. It may seem like an insurmountable task, but mastering your finances can start with a few simple steps, like starting a budget and committing to saving consistently.
- Beginner’s Guide to Money Management and Budgeting: This collection of tools and tips can help adults of any age. It’s filled with helpful hints about building wealth over time, minimizing spending, and planning for retirement.
- Avoid Investment Fraud: Once you start building wealth, you’ll want to protect it. Use these tips to avoid fraud and protect your investments.
- Managing Your Money in Retirement: Once you’ve saved enough for retirement, how do you shift from saving to spending? This extensive toolkit can help make sense of retirement finances.